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Fintech/Insurance·Spring 2026
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Hedge

AI-Native specialty insurance company

Overview

One-liner
AI-Native specialty insurance company

Why it's interesting

Market trends shaping Hedge

  • 1Climate-driven repricing forcing carriers out of CA, FL, LA markets
  • 2Embedded insurance growing 30%+ YoY across travel, auto, and SMB
  • 3AI underwriting and claims automation finally moving combined ratios
  • 4MGA model dominating insurtech as full-stack carriers struggle
  • 5Cyber insurance the fastest-growing line; pricing finally rational
  • 6Parametric and on-demand products opening previously uninsurable risks
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