Overview
One-liner
derivative layer for prediction markets
Why it's interesting
Market trends shaping Totalis
- 1Cash-back and rewards saturating; AI-driven money movement the next wedge
- 2BNPL credit-bureau reporting reshaping subprime underwriting
- 3Embedded banking moving from neobanks to vertical SaaS
- 4Gen-Z prefers brokerage-first over checking-first onboarding
- 5Stablecoin remittance apps undercutting Western Union by 80%+
- 6AI financial copilots replacing Mint after Intuit's shutdown
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